Insurance & Payment
In addition to cash rates for services, we are currently in-network providers for Easterseals of Southern California, Greater Newport Physicians, Anthem Blue Cross PPO, Blue Shield PPO, Aetna PPO, HealthNet PPO, TRICARE and Regional Center of Orange County. We also accept all other PPO plans including Cigna, and UnitedHealthcare as out-of-network providers and curtesy bill. We contract with charter schools like Kinetic Academy and homeschool programs like iLEAD and Suncoast Preparatory Academy. Additionally we contract with many local school districts, and are a certified Non-Public Agency and renew our NPA certification annually.
If you'd like to call your insurance company to verify benefits, here are some helpful questions to ask:
1. Do I have benefits that cover an evaluation and/or speech therapy?
2. If so, what specific disorders are covered (and what diagnostic codes-if they’re willing to give this info.)?
3. How many visits are covered annually? Can we request for more therapy visits once the visits are used up?
4. What is my co-pay?
5. Does my plan cover out-of-network providers? At what rate/percentage?
6. Do I need a doctor’s prescription to get therapy?
We will make every effort to verify your coverage with your carrier and inform you of your deductible and copayment responsibilities. We verify benefits as a courtesy to our patients and we are at no time to be held responsible if incorrect information has been obtained. Please remember that the information we get from your carrier is only an estimate, and we cannot be sure of the exact amount until we submit a claim and receive an Explanation of Benefits. Your insurance company will process your claims as in or out of network according to your insurance policy.
We understand this process can be confusing and overwhelming, so our administrative staff is always here to help you determine what services your health plan covers and guide you through everything. If you have any questions, please don't hesitate to CONTACT US
Families are welcome to pay for therapy sessions on their own, without using health insurance. You can pay by check, cash, credit card or HSA card. Please call for current rates: 714-916-0641.
Checks can be mailed directly to OC Speech Services at:
Simply give us a call and you can pay over the phone by credit or debit card. Your payment is secure and OC Speech Services does not maintain your financial information.